Having the following supporting documentation will expedite the approval process for your mortgage. If we will be meeting in person, bringing the supporting documentation with you is extremely helpful. If you are applying through our website, please fax the supporting documentation to us as soon as possible. Your documentation can be faxed to 616-392-2798.

All applicants should bring:

• Your most recent pay stubs for all employers for the last 30 days
• Your W2’s for the last two years
• Your most recent bank statement for all bank accounts for the last month
• Your most recent Investment and/or Mutual fund account statement
• Your most recent 401(k), IRA or Profit Sharing Plan Statement
• Name, address and telephone number for any landlord over the last 2 years
• Your complete divorce decree or bankruptcy filing (if applicable)
• A check for $500 to cover your application deposit (pre-approvals require no up-front deposit)
• Self-employed borrowers should call in advance for documentation requirements

Customers building a new home should also bring:

• Your signed contract with your builder
• Your blueprint and specification sheet
• Your builder’s name, address and telephone number
• A copy of the deed for your lot if you already own it -or- the purchase agreement for the lot you are purchasing

Customers purchasing a home should bring:

• A copy of your fully executed purchase agreement
• Your realtor’s name, address and telephone number
• Customers who are refinancing should also bring:
• A copy of your current survey on your home
• A copy of your current homeowners insurance policy
• Your mortgage company’s name, telephone number and your account number
• Copies of the documents from your last mortgage (if readily available, this is a huge help)

Being prepared will help to expedite the mortgage process for you. If you have questions or concerns, please contact my office. We look forward to assisting you with your mortgage