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Because we approach mortgage lending from a planning
perspective we are able to use several tools to help
you determine exactly what the new home is going to
cost you. You might think, "big deal, anybody
can calculate a monthly payment". The truth is
our analysis goes much deeper than that. Often
times move up homebuyers neglect the fact that as
their mortgage debt and monthly payment increase, so
does their tax deduction. We use the following tools
and strategies to aid us in helping you plan your
mortgage:
Move up Tax Analysis
Mortgage Coach
Complimentary Market Analysis
Downsizing to a smaller home
Move up Tax Analysis
With our proprietary Move up Tax Analysis software,
we are able to tell you exactly what the impact of
your new home purchase will have come tax time.
Often times, clients are surprised at the results of
this analysis. They can often purchase their
dream home with less of an impact on their monthly
budget then what they thought. Let us run the
numbers for you. After all, it makes sense to
know exactly where you stand before you commit to a
larger home. Contact us
for more information.
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Mortgage Coach
With our proprietary Mortgage Coach software, we are
able to help coach you thru the options available to
you. Did you realize that often times you can
create greater wealth by making a smaller down
payment on your new home? So what's the catch?
Our exclusive Mortgage Coach report will show you
how equity repositioning may benefit you
substantially. This is another reason
why a professional mortgage planner is important to
work with. Contact us
for more information.
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Complimentary Market Analysis of your current
home.
Maybe your not sure what your current home is worth.
As a free service to our clients we will have a
highly skilled Realtor partner of ours do a
complimentary market analysis on your home.
Yes, almost any Realtor will do a free market
analysis. However, the agents we work with are
true professionals who know the market and know what
it is going to take to sell your home. Our
Realtor partners are honest about pricing your home
and will shoot straight with you in regards to what
you can expect in the selling process. There
is no obligation to use one of our partners.
However, after meeting with one of our partners,
most clients are so impressed they work with them to
market their home.
Contact us for more information.
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Downsizing to a smaller home
Maybe your planning on downsizing to a smaller home.
In those cases, we often times will refer you to one
of our seasoned Certified Financial Planners.
There may be special tax considerations for you to
be concerned with. Additionally, you will need
a comprehensive strategy on how to invest any
proceeds you may have from the sale of your home.
We will help you to determine how much of a mortgage
if any you should have on your new home. We
will work closely with our financial planning
partners to make sure that an appropriate
structure is in place that will benefit you.
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Our approach to buying a new home is different then
that of the average mortgage officer. We take
a planning approach which insures that all of the
details are taken into account. The lack of
proper planning for your new home purchase can
result in costly mistakes.
Our approach to mortgage planning has one us rave
reviews from both clients and Realtors. Don't
just take our word for it,
click here to view our
client testimonial page.
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