Thinking about purchasing a home?  You came to the right spot.  In this portion of the website, I will provide you with tools, resources and information that are relevant to a 1st time home buyer or even a Move Up home buyer.

1st Time Home Buyer
A 1st time home buyer by definition is not only someone who has not owned a home, but also those who previously owned a home  but have not owned one for the last 3 years.   Options for 1st time home buyers are many.  Several programs offer flexibility with down payment and qualifying standards.  However, in some cases, income and geographic restrictions may come into play.  My team and I will help you to avoid the many pitfalls that face 1st time home buyers.  We will work closely with you to review all your options to make sure the option we show you is the one that is best for your long term financial future.

Move Up Home Buyer
A move up home buyer is a buyer who is selling one house and then purchasing another.  Typically, a seller will turn around and purchase a larger, more expensive home.  Thence, the term “Move Up Buyer”.  However, we do realize that in many cases a seller may be selling with the intention of downsizing.  Whether you are moving up or down, we will help you find the right mortgage for whatever size home you intend to purchase.  Often times move up buyers do not have as many “special incentives” to purchase a home because they already own one.  However, in some cases, there are still great incentives that may apply depending on the location of your home.  We will help you determine which options best suit your financial picture.

Whether you are a 1st time home buyer or someone who is moving up, I am confident that we have a mortgage option that will work for your long term financial picture.